Services Our ServicesOur strategy is to provide solutions to fit your objectives.By taking a comprehensive and user-friendly approach, we provide clients with state-of-the-art products and services that comprise fully integrated financial programs.A wide array of in-house professional services and specialists in designated areas offers comprehensive solutions to their financial needs, such as:Managing the risks that can threaten your financial well-being is every bit as important as saving and investing toward your goals. Selecting the right insurance is a critical element of any comprehensive financial plan. As your circumstances change, so do your needs. We review our clients’ entire portfolio regularly to help minimize risk and maximize security.We provide solutions from the country’s strongest and most trusted insurance companies. Whether you are looking for guaranteed death benefit protection, low-cost coverage or consistently strong cash value accumulation potential, Creative Financial Strategies LLC has a solution to meet your needs. Our broad range of insurance choices include: Life InsuranceLife insurance serves as the basic building block of any solid financial plan. It provides financial protection for your family or your business in the event of your premature death. Whether it is term life, permanent life or a more complex policy, we have the solutions to help protect you and your family.Disability Income InsuranceIn order to maintain your standard of living, it is critical to protect your ability to earn an income. Individual disability income insurance helps preserve a portion of your income and provides financial protection if you become disabled for an extended period of time.Long-Term Care PlanningAs health care costs continue to rise, a long-term illness can have devastating effects on your savings. Long-term care planning can help you in the event of an illness, accident as a result of the normal effects of aging.AnnuitiesYou can use a portion of your savings to purchase an annuity. Annuities with lifetime income options are one of the only sources of retirement income, (in addition to Social Security and defined benefit pension plans) that guarantee income for life*How do annuities work? It really depends on the annuity. Some are designed to help you accumulate savings for long-term goals like retirement. Other annuities focus on providing a guaranteed income stream that begins either immediately or in the future. *Guarantees are based on claims-paying ability of the issuing company.Home, Auto & Umbrella Liability Insurance*Homeowners and auto insurance offer liability protection, but only up to policy limits. Umbrella insurance provides additional liability coverage beyond those policy limits. That added protection helps provide additional protection for your assets.*Auto and Home insurance offered by unaffiliated insurers.